• Our business model is based upon extensive research of credit bureau tactics, consumer credit laws, and persistence for our clients. Working with us at Ifixcredit is easy and the process is well simplified.

  • Our Process

  • 1. Sign Up/Case Intake

    The first thing to do is to Sign-up online or by giving us a call. It is that easy and only takes a few minutes. Once you engage Ifixcredit, we will help you obtain your credit reports from the three major credit bureaus: TransUnion, Experian and Equifax. We will collect information that relates to particular situation for respective items in question, we understand that each client’s case is unique and as such should be treated separately. After the collection, we will organize the details in a way that will help our client identify items they may want to change or challenge. This will help us streamline the areas to focus our efforts so as to help our clients achieve their personal needs and goals.

  • 2. Set a Goal

    Our experienced credit specialists assigned to your case will review your credit reports and then direct the right and appropriate correspondence to your creditors and the credit bureaus. Your credit report items are carefully triaged and matched with just the right credit repair strategies as applicable to your case.

    This is where it is important to have the experts do the job for you. We interact directly with the credit companies and help them to meet their obligations as applicable to your particular plan and situation. Then, we communicate with the credit bureaus to ensure that the appropriate changes have been effected. We understand the rules of the industry, and we know how to utilize and leverage on these rules to protect you.

    We want to get your credit reports and get them imported on your case immediately so we can get started. Ifixcredit will assist you in getting credit reports. These up to date reports will allow us have the right information needed to dispute your questionable credit items.

  • 3. Personalized Evaluation

    Once your credit reports are received, our staff does a comprehensive evaluation of your credit reports. We will then develop a tailored plan to repair & rebuild your credit. During this process we will ask you some questions based on the content contained in your credit report. The answers you provide will provide, we help us know the tools we need to dispute your credit items. Our team of legal and Personal Case Advisors will use the law to get the best results possible and help you reach your optimal credit profile.

  • 4. Rebuilding & Restoration Process Begins

    Ifixcredit begins the dispute process using our proven programs and years of experience by challenging every negative item in your report at the credit bureaus on your behalf. We will repeat this step as often as necessary to achieve maximum results. How long we take on the matter is dependent on your specific credit situation.

  • 5. Credit Score Analysis

    Our clients at Ifixcredit will receive a personalized credit score improvement analysis and report each month, including relevant information that may help them raise their credit scores. In addition, paralegals are available by phone, email, or website chat to provide helpful coaching regarding new credit score enhancing tips.

  • 6. Relax and Watch your Results Improve

    At this stage it is time to relax and Watch Your Bad Credit Disappear. The credit bureau is mandated by law to investigate the items you are disputing within 30 days. It takes 60 days before you will receive your updated credit report.

    Ifixcredit repairs credit reports by removing inaccurate, misleading, or unverifiable information ranging from bankruptcies, charge-offs, late payments, or tax liens. During the dispute process, credit bureaus coordinate with the creditors on the disputed information. They have a specific amount of time allotted by law to respond. At Ifixcredit, you have the advantage of receiving your TransUnion and Equifax responses electronically for quicker results. We will upload your responses onto your case file immediately, and it will be sent to you via mail, or you can as well view it online. Once your result starts improving, it is important to forward copies of everything you receive to Ifixcredit so that we can update your case file and take any further action needed. Now you can relax and watch the results as your credit improves one step at a time.

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